Jenifer A. Cromwell advises plans, trustees, unions, and employers on a wide range of federal tax and ERISA matters regarding employee benefits. Her practice encompasses health and welfare benefit plans and qualified retirement plans.
Jen’s work with health and welfare plans includes counseling on the Patient Protection and Affordable Care Act (“Affordable Care Act”), including waiting period rules, the employer shared responsibility requirements, and the insurance market reforms. Jen’s practice also includes counseling plans and plan sponsors on the establishment, design, and operation of their health and welfare plans, including compliance with HIPAA privacy and security, claims procedures, cafeteria plan regulations, COBRA, Form 5500 reporting, and participant disclosures and notices. Jen also works with a federal health plan advising on compliance with OPM FEHB requirements and health plan accreditation standards. Her work with qualified retirement plans includes counseling on compliance with the Internal Revenue Code, plan design and amendments, corrections, and participant disclosures. She also has extensive experience negotiating contracts with third-party administrators, record keepers, insurance carriers, consultants, and vendors.
Jen speaks regularly on employee benefits matters, including the Affordable Care Act, HIPAA privacy, health plan vendor selection and management, wellness programs, and benefits and tax issues related to providing benefits for same-sex spouses and domestic partners. She regularly writes articles on employee benefits matters, and she authored the Disclosure and Reporting Obligations for Group Health Plans chapter in Benefits Compliance: Strategies for Plans, Programs & Policies published by BLR.
Jen volunteers, along with her family, as a puppy raiser for Guiding Eyes for the Blind.
Jen graduated magna cum laude from the American University Washington College of Law. She is a member of the bars of Maryland and the District of Columbia, and she served for six years on the Steering Committee of the District of Columbia Bar Association’s Health Law Section.